Originally published in Partners Papers, Partners Life, July 2019. Abridged. Towards the end of 2014 Michael Scott and his wife met with their financial adviser and took out Partners Life cover. Just a few months later Michael noticed a slight tremor in his left hand....
We often hear from builders who want to make sure they’re “covered for everything”. Unfortunately, protecting yourself from every possible event is, like life, simply not possible. Like life, insurance is a balance between risk and cost. However,...
In February this year the directors of Mainzeal were ordered to pay $36m for breaching their duties under section 135 of the Companies Act because Mainzeal was trading while balance sheet insolvent before it collapsed in 2013. Do you know if your company is solvent? ...
Whether you’re building new or doing an alteration, extension or renovation, your contract will require that contract works insurance is arranged. Even if you don’t have a contract, for example if you’re doing a spec build, building your own house or if the job is...
Have you taken the simple steps needed to protect your identity, email, banking and business data from identity thieves, hackers or ransomware? Scammers are targeting builders because they are more likely to send invoices for large one-off amounts that can be...
It’s easy to forget things when you’re thinking about Christmas and the holidays, as well as rushing to finish off projects for demanding customers. Here are six things you should remember: 1. Secure your sites before you go (and take your tools with you)...